[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nepo.cz\/jen-s-penzi-se-nespokojte\/#Article","mainEntityOfPage":"https:\/\/www.nepo.cz\/jen-s-penzi-se-nespokojte\/","headline":"Jen s penz\u00ed se nespokojte","name":"Jen s penz\u00ed se nespokojte","description":"Dne\u0161n\u00ed \u010dty\u0159ic\u00e1tn\u00edci a mlad\u0161\u00ed ro\u010dn\u00edky maj\u00ed do d\u016fchodov\u00e9ho v\u011bku p\u0159eci jen je\u0161t\u011b hodn\u011b daleko, ale on \u010das let\u00ed a \u0161t\u011bst\u00ed p\u0159eje p\u0159ipraven\u00fdm. Spol\u00e9hat na d\u016fchod vypl\u00e1cen\u00fd st\u00e1tem sice m\u016f\u017eete, ale ur\u010dit\u011b nep\u016fjde o \u017e\u00e1dnou p\u0159evratnou \u010d\u00e1stku. A tak je na \u010dase zamyslet se nad t\u00edm, jak si ud\u011blat n\u011bjakou tu finan\u010dn\u00ed rezervu a k\u00a0d\u016fchodu si […]","datePublished":"2019-04-22","dateModified":"2019-04-22","author":{"@type":"Person","@id":"https:\/\/www.nepo.cz\/author\/#Person","name":"","url":"https:\/\/www.nepo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nepo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nepo.cz\/wp-content\/uploads\/img_a343238_w2805_t1556372593.jpg","url":"https:\/\/www.nepo.cz\/wp-content\/uploads\/img_a343238_w2805_t1556372593.jpg","height":0,"width":0},"url":"https:\/\/www.nepo.cz\/jen-s-penzi-se-nespokojte\/","wordCount":437,"articleBody":"\tDne\u0161n\u00ed \u010dty\u0159ic\u00e1tn\u00edci a mlad\u0161\u00ed ro\u010dn\u00edky maj\u00ed do d\u016fchodov\u00e9ho v\u011bku p\u0159eci jen je\u0161t\u011b hodn\u011b daleko, ale on \u010das let\u00ed a \u0161t\u011bst\u00ed p\u0159eje p\u0159ipraven\u00fdm. Spol\u00e9hat na d\u016fchod vypl\u00e1cen\u00fd st\u00e1tem sice m\u016f\u017eete, ale ur\u010dit\u011b nep\u016fjde o \u017e\u00e1dnou p\u0159evratnou \u010d\u00e1stku. A tak je na \u010dase zamyslet se nad t\u00edm, jak si ud\u011blat n\u011bjakou tu finan\u010dn\u00ed rezervu a k\u00a0d\u016fchodu si tak n\u011bco p\u0159ilep\u0161it.\tD\u016fchod by m\u011bl b\u00fdt hlavn\u011b o zaslou\u017een\u00e9m odpo\u010dinku po letech pr\u00e1ce a \u010dlov\u011bk by m\u011bl z\u00a0penze i d\u016fstojn\u011b vy\u017e\u00edt. Proto je dobr\u00e9 o sv\u00e9 budoucnosti, tedy podzimu \u017eivota, p\u0159em\u00fd\u0161let v\u00a0dostate\u010dn\u00e9m p\u0159edstihu. \tZp\u016fsob\u016f, jak si p\u0159ilep\u0161it, je \u0159ada. M\u016f\u017eete si p\u0159ivyd\u011blat na \u010d\u00e1ste\u010dn\u00fd \u00favazek nebo brig\u00e1dn\u011b, nebo m\u016f\u017eete m\u00edt vedlej\u0161\u00ed zdroj p\u0159\u00edjmu z\u00a0pronajat\u00e9 nemovitosti apod. Pokud m\u00e1te naspo\u0159enou dostate\u010dnou finan\u010dn\u00ed \u010d\u00e1stku, m\u016f\u017eete ji v\u00fdhodn\u011b zhodnotit a takto vyd\u011blan\u00e9 pen\u00edze pak pou\u017e\u00edt jako p\u0159ilep\u0161en\u00ed. \tJestli\u017ee v\u00edte, \u017ee nebude danou \u010d\u00e1stku pot\u0159ebovat v\u00a0n\u00e1sleduj\u00edc\u00edch n\u011bkolika letech, m\u016f\u017eete zvolit dlouhodob\u00fd vklad. Investovat m\u016f\u017eete r\u016fzn\u00fdmi zp\u016fsoby, existuj\u00ed pod\u00edlov\u00e9 fondy, dluhopisy nebo spo\u0159\u00edc\u00ed \u00fa\u010dty. V\u0161e m\u00e1 svoje pro a proti, u rizikov\u011bj\u0161\u00edch forem investov\u00e1n\u00ed m\u00e1te \u0161anci dos\u00e1hnout v\u011bt\u0161\u00edho zisku, u m\u00e9n\u011b rizikov\u011bj\u0161\u00edch zase naopak vyd\u011bl\u00e1te m\u00e9n\u011b. Ide\u00e1ln\u00ed je kombinace n\u011bkolika druh\u016f investic. Nen\u00ed dobr\u00e9 d\u00e1t ve\u0161ker\u00e9 na\u0161et\u0159en\u00e9 pen\u00edze do jednoho fondu, nebo je m\u00edt n\u011bkolik let v\u00e1zan\u00e9 na jednom \u00fa\u010dtu.\tSpo\u0159\u00edc\u00ed \u00fa\u010dty maj\u00ed ni\u017e\u0161\u00ed \u00farok, ten se m\u016f\u017ee pohybovat kolem dvou procent. V\u00fdhodou je, \u017ee pen\u00edze m\u00e1te kdykoliv k\u00a0dispozici, v\u00a0jejich z\u00edsk\u00e1n\u00ed v\u00e1m nebr\u00e1n\u00ed \u017e\u00e1dn\u00e1 vinkulace. Samoz\u0159ejm\u011b nem\u016f\u017ee nikdo p\u0159edem v\u011bd\u011bt, jak si bude st\u00e1t dan\u00fd pen\u011b\u017en\u00ed \u00fastav za p\u011bt, deset, patn\u00e1ct nebo dokonce dvacet let. Proto je dobr\u00e9 sledovat, jak si stoj\u00ed a stejn\u011b tak m\u00edt i p\u0159ehled o tom, jak\u00fd je pohyb \u00farokov\u00fdch sazeb. \tHlavn\u00ed je, abyste do v\u0161eho \u0161li s\u00a0rozvahou a v\u0161e si \u0159\u00e1dn\u011b promysleli. P\u0159eci jen jde o va\u0161e pen\u00edze a o va\u0161i budoucnost. \u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (3 votes)        Jen s penz\u00ed se nespokojte"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jen s penz\u00ed se nespokojte","item":"https:\/\/www.nepo.cz\/jen-s-penzi-se-nespokojte\/#breadcrumbitem"}]}]