[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nepo.cz\/kdyz-schazeji-penize\/#Article","mainEntityOfPage":"https:\/\/www.nepo.cz\/kdyz-schazeji-penize\/","headline":"Kdy\u017e sch\u00e1zej\u00ed pen\u00edze","name":"Kdy\u017e sch\u00e1zej\u00ed pen\u00edze","description":"Je mezi n\u00e1mi jenom m\u00e1lo t\u011bch, kdo nikdy neza\u017eili onen nep\u0159\u00edjemn\u00fd pocit spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee se jim nedost\u00e1valo pen\u011bz. Naprost\u00e1 v\u011bt\u0161ina na\u0161inc\u016f naopak velice dob\u0159e v\u00ed, co to obn\u00e1\u0161\u00ed, proto\u017ee to za\u017eila klidn\u011b i nejednou. A jak \u0159e\u0161\u00ed podobn\u00e9 pot\u00ed\u017ee ti, kdo se v nich ocitnou? N\u011bkdy si utahuj\u00ed opasek, n\u011bkdy se spol\u00e9haj\u00ed na […]","datePublished":"2019-08-06","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.nepo.cz\/author\/#Person","name":"","url":"https:\/\/www.nepo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nepo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nepo.cz\/wp-content\/uploads\/img_a359811_w1901_t1573743070.jpg","url":"https:\/\/www.nepo.cz\/wp-content\/uploads\/img_a359811_w1901_t1573743070.jpg","height":0,"width":0},"url":"https:\/\/www.nepo.cz\/kdyz-schazeji-penize\/","about":["Pen\u00edze"],"wordCount":456,"articleBody":"      Je mezi n\u00e1mi jenom m\u00e1lo t\u011bch, kdo nikdy neza\u017eili onen nep\u0159\u00edjemn\u00fd pocit spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee se jim nedost\u00e1valo pen\u011bz. Naprost\u00e1 v\u011bt\u0161ina na\u0161inc\u016f naopak velice dob\u0159e v\u00ed, co to obn\u00e1\u0161\u00ed, proto\u017ee to za\u017eila klidn\u011b i nejednou. A jak \u0159e\u0161\u00ed podobn\u00e9 pot\u00ed\u017ee ti, kdo se v nich ocitnou? N\u011bkdy si utahuj\u00ed opasek, n\u011bkdy se spol\u00e9haj\u00ed na pomoc od sv\u00fdch bl\u00edzk\u00fdch. A n\u011bkdy zkr\u00e1tka nen\u00ed vyhnut\u00ed a mus\u00ed zam\u00ed\u0159it do n\u011bjak\u00e9 finan\u010dn\u00ed instituce, zab\u00fdvaj\u00edc\u00ed se poskytov\u00e1n\u00edm p\u016fj\u010dek. Nen\u00ed na tom nic divn\u00e9ho. Stejn\u011b jako bohu\u017eel nen\u00ed nic divn\u00e9ho ani na tom, \u017ee nejeden z takov\u00fdchto z\u00e1jemc\u016f o p\u016fj\u010dku v bance neusp\u011bje. Proto\u017ee bankovn\u00ed domy po\u017eaduj\u00ed nejednu z\u00e1ruku, \u017ee se jim rozp\u016fj\u010dovan\u00e9 pen\u00edze zase v po\u0159\u00e1dku vr\u00e1t\u00ed, a je cel\u00e1 \u0159ada \u017eadatel\u016f v nesn\u00e1z\u00edch, kte\u0159\u00ed jednodu\u0161e podobn\u00e9 po\u017eadavky plnit nedok\u00e1\u017eou. N\u011bkdo m\u00e1 jen velmi n\u00edzk\u00e9 p\u0159\u00edjmy, n\u011bkdo opl\u00fdv\u00e1 z\u00e1znamem v registrech dlu\u017en\u00edk\u016f, n\u011bkdo je zadlu\u017een\u00fd a\u017e po u\u0161i a n\u011bkomu t\u0159eba hroz\u00ed exekuce. A s takov\u00fdmi si bankovn\u00ed \u00fa\u0159edn\u00edci nehodlaj\u00ed nic za\u010d\u00ednat, \u017e\u00e1dosti takov\u00fdch uchaze\u010d\u016f se zam\u00edtaj\u00ed jako na b\u011b\u017e\u00edc\u00edm p\u00e1su. A pak zkr\u00e1tka nejednou nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e zkusit \u0161t\u011bst\u00ed u nebankovn\u00edho sektoru. Kde onoho problematick\u00e9ho \u017eadatele o p\u016fj\u010dku uspokoj\u00ed t\u0159eba nebankovn\u00ed hypot\u00e9ka https:\/\/www.hypotekybezregistru.cz\/nebankovni-hypoteka\/. Co\u017e je mo\u017enost p\u016fj\u010dky jako d\u011blan\u00e1 i pro ty, kdo maj\u00ed pr\u00e1v\u011b takto nevaln\u00fd profil. Zde se toti\u017e neklade zase a\u017e takov\u00fd d\u016fraz na to, co banky naopak vysloven\u011b vy\u017eaduj\u00ed. Tady se nen\u00ed t\u0159eba tolik b\u00e1t ani n\u00edzk\u00fdch p\u0159\u00edjm\u016f, ani registr\u016f s n\u011bjak\u00fdm t\u00edm ban\u00e1ln\u00edm z\u00e1znamem, tady nejsou nep\u0159ekonatelnou bari\u00e9rou ani exekuce \u010di jin\u00e9 z\u00e1vazky. Tady jde p\u0159edev\u0161\u00edm o to, aby \u017eadatel mohl d\u00e1t do z\u00e1stavy svoji nemovitost a aby jednodu\u0161e prok\u00e1zal, \u017ee jeho p\u0159\u00edjmy posta\u010duj\u00ed alespo\u0148 na spl\u00e1cen\u00ed po t\u011bch nejni\u017e\u0161\u00edch mo\u017en\u00fdch spl\u00e1tk\u00e1ch. A kdo v tomto ohled vyhov\u00ed, usp\u011bje. A nav\u00edc je mu tato p\u016fj\u010dka p\u0159izp\u016fsobena tak, aby nem\u011bl probl\u00e9my ani s jej\u00edm spl\u00e1cen\u00edm. Co\u017e je v\u00edc, ne\u017e by mohl n\u011bkdo takov\u00fd o\u010dek\u00e1vat kdekoliv jinde.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        Kdy\u017e sch\u00e1zej\u00ed pen\u00edze"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e sch\u00e1zej\u00ed pen\u00edze","item":"https:\/\/www.nepo.cz\/kdyz-schazeji-penize\/#breadcrumbitem"}]}]